The Role of Baznas in Program Implementation for MSMEs: Case Study at Baznas Microfinance in Sawojajar Village, Malang

  • Icha Puspita Universitas Muhammadiyah Malang
  • Rahmad Hakim Prodi Ekonomi Syariah, Fakultas Agama Islam, Universitas Muhammadiyah Malang, Malang, Indonesia
  • Sri Cahyaning Umi Salama Prodi Ekonomi Syariah, Fakultas Agama Islam, Universitas Muhammadiyah Malang, Malang, Indonesia
Keywords: Role, Implementation, Small Micro-Entreprises (SME), BAZNAS Microfinance

Abstract

This study aims to determine how the role of BAZNAS in the implementation of the program for MSMEs: A Case Study on BAZNAS Microfinance in Sawojajar Village, Malang.  Baznas Microfinance in Sawojajar Village itself has helped mustahik in developing their business and is also free from moneylenders with business capital problems which are obstacles for micro business actors.  This research uses descriptive qualitative research.  Data collection techniques used are data collection in the form of interviews, and documentation.  Data analysis in this research is using data collection, data condensation, data presentation and verification/conclusion.  The results of this study indicate that with this program being able to maintain their business during the pandemic, there are even some MSMEs that experienced an increase in turnover during the pandemic after being assisted by BAZNAS.  So, by showing a progress, growth, evolution and an increase from what has been planned.  In implementing its program, BAZNAS Microfinance in Sawojajar Village has implemented it for mustahik by helping those affected by this pandemic to develop their business and increase sales turnover so that it is helped in the family economy

Author Biographies

Rahmad Hakim, Prodi Ekonomi Syariah, Fakultas Agama Islam, Universitas Muhammadiyah Malang, Malang, Indonesia

Prodi Ekonomi Syariah, Fakultas Agama Islam, Universitas Muhammadiyah Malang, Malang, Indonesia

Sri Cahyaning Umi Salama, Prodi Ekonomi Syariah, Fakultas Agama Islam, Universitas Muhammadiyah Malang, Malang, Indonesia

Prodi Ekonomi Syariah, Fakultas Agama Islam, Universitas Muhammadiyah Malang, Malang, Indonesia

References

Ajayi, O. V. (2017). Distinguish Between Primary Sources of Data and Secondary Sources of Data. Benue State University, 1(1), 1–5. https://doi.org/10.13140/RG.2.2.24292.68481

Al Farisi, S., Iqbal Fasa, M., & Suharto. (2022). Peran UMKM (Usaha Mikro Kecil Menengah) Dalam Meningkatkan Kesejahteraan Masyarakat. Jurnal Dinamika Ekonomi Syariah, 9(1), 73–84. https://doi.org/10.53429/jdes.v9ino.1.307

Alfansyur, A., & Mariyani. (2020). Seni Mengelola Data : Penerapan Triangulasi Teknik , Sumber Dan Waktu pada Penelitian Pendidikan Sosial. Historis, 5(2), 146–150.

Amalia, R., & Salama, S. C. U. (2023). Pemanfaatan Digital Markating Pada UMKM Di Jawa Timur. Abdimas Galuh, 5(1), 669–679.

Bezanson, M., & McNamara, A. (2019). The what and where of primate field research may be failing primate conservation. Evolutionary Anthropology: Issues, News, and Reviews, 28(4), 166–178. https://doi.org/10.1002/EVAN.21790

Candri, K., Rahmany, S., & Hendri, Z. (2023). Implementasi Peraturan Daerah No . 3 Tahun 2018 Terhadap Peningkatan Pengelolaan Penghimpunan Dana Zakat ( Studi Kasus BAZNAS Kabupaten Bengkalis. 3(3), 15058–15077.

Fajrina, A. N., Putra, F. R., & Sisillia, A. S. (2020). Optimalisasi Pengelolaan Zakat: Implementasi dan Implikasinya dalam Perekonomian. Journal of Islamic Economics and Finance Studies, 1(1), 100. https://doi.org/10.47700/jiefes.v1i1.1918

Fitriasari, Fi. (2017). Strategi Pengembangan Pembiayaan Usaha Mikro Kecil dan Menengah (UMKM) di Indonesia. Universitas Muhammadiyah Malang Proceeding, August, 133–149. https://doi.org/10.13140/RG.2.2.26869.88801

Fitriyah, M. S., & Permana, I. (2022). Tinjauan Peraturan Baznas No.3 Tahun 2018 terhadap Penyaluran Bantuan Produktif di Baznas Kabupaten Purwakarta. Jurnal Riset Ekonomi Syariah, 2(1), 33–40. https://doi.org/10.29313/jres.v2i1.732

Hakim, R. (2020). Studi Komparatif Kriteria Amil Zakat, Hak dan Kewajibannya Pada Lembaga Amil Zakat Nasional (LAZNAS) Di Indonesia. ZISWAF : Jurnal Zakat Dan Wakaf, 7(1), 1–15.

Herman, O. :, Hidayah, N., & Raharja, L. (2013). Peranan Usaha Mikro Kecil dan menengah dalam pembangunan ekonomi Indonesia melalui pajak (Peraturan Pemerintah No. 46 Tahun 2013). JP Fakultas Ekonomi Dan Bisnis Unsoed, 3(46).

Komariah, O., & Damyanti, N. (2014). Zakat Produktif dan Kemandirian Mustahik.

Mbulu, A. P. N., Hakim, R., Salama, S. C. U., & Fanani, A. (2023). Zakat Empowerment Model through Papua Smart Program: Case Study at BAZNAS Papua Province. Falah: Jurnal Ekonomi Syariah, 8(1). https://doi.org/10.22219/JES.V8I1.22216

Nadhifah, T., Zulpahmi, Z., & Al Azizah, U. S. (2021). The Effectiveness of Zakat Distribution through Microfinance to Women Mustahiq: Case Study on BMFI BAZNAS Indonesia. 5th International Conference of Zakat (ICONZ), 79–88.

Nazah, R. K., & Amri, M. (2022). Studi Analisis Peran BAZNAS Microfinance Desa (BMD) Yogyakarta Terhadap Peningkatan Kesejahteraan Mustahik Berdasarkan Model CIBEST. Journal of Islamic Philanthropy and Disaster (JOIPAD), 2(2), 79–136. https://doi.org/10.21154/JOIPAD.V2I2.5095

Nurfiyani, E. (2021). Implementasi Baznas Microfinance Desa dalam Peningkatan Kesejahteraan Ekonomi Mustahiq. Syariati: Jurnal Studi Al-Qur’an Dan Hukum, Vol.VIINo.

Nurfiyani, E., & Khanifa, N. K. (2021). Implementasi Baznas Microfinance Desa dalam Peningkatan Kesejahteraan Ekonomi Mustahiq. Syariati: Jurnal Studi Al-Qur’an Dan Hukum, 7(1), 81–92. https://doi.org/10.32699/SYARIATI.V7I1.1848

Schoch, K. (2009). Case study research. 119–137. https://doi.org/10.1484/m.lmems-eb.4.000093

Siduppa, M. I., Fatmawati, F., & Mone, A. (2021). Implementasi Program Baznas Microfinance Desa Badan Amil Zakat Nasional Di Kabupaten Maros. Kajian Ilmiah Mahasiswa Administrasi Publik (KIMAP), 2(6), 1892–1907. https://journal.unismuh.ac.id/index.php/kimap/article/view/4581

Sofyan, S. (2017). Peran UMKM dalam Perekonomian Indonesia. Jurnal Bilancia, 11(1), 33–59. https://jurnal.iainpalu.ac.id/index.php/blc/article/view/298/216

Sugiyono, S. (2013). Metode Penelitian Pendidikan Pendekatan Kuantitatif, Kualitatif dan R&D. Alfabeta.

Suryani, D., & Fitriani, L. (2022). Fungsi Zakat dalam Mengatasi Kemiskinan. Al-Iqtishad: Journal of Islamic Economics, 10(1), 43–62. https://jurnal.stai-alazharmenganti.ac.id/index.php/AlIqtishod/article/view/307/176

Wulandari, P. (2019). Enhancing the role of in giving financing to the poor at the bottom of the economic pyramid. Journal of Islamic Accounting and Business Research, 10(3), 382–391. https://doi.org/10.1108/JIABR-01-2017-0005

Yumna, A. (2019). Islamic charity based micro-finance: lessons from Indonesia. Third International Conference On Economics Education, Economics, Business and Management, Accounting and Entrepreneurship (PICEEBA 2019), 97, 149–162. https://doi.org/10.2991/piceeba-19.2019.18

Published
2024-09-28
How to Cite
Puspita, I., Hakim, R., & Salama, S. C. U. (2024). The Role of Baznas in Program Implementation for MSMEs: Case Study at Baznas Microfinance in Sawojajar Village, Malang. East Java Economic Journal, 8(2), 165-178. https://doi.org/10.53572/ejavec.v8i2.138
Section
Articles